Finanças pessoais e educação financeira: um estudo sobre o perfil dos servidores públicos do município de Jardim - Mato Grosso do Sul

Abstract

Financial education is an important tool which allows planning and prospecting for the future, without affecting quality of life and individual income; nevertheless, a high percentage of people has not heard about it yet or, if they did, they are not able to put it into practice. With the purpose of describing the profile of the public servants of a municipality of the State of Mato Grosso Do Sul in view of the concept and knowledge that these have in financial education, as an example, a quantitative research was realized with public agents in Jardim, from the replication of a questionnaire already tested Silva (2016). With 228 effective municipal servers between the months of November and December of 2017. For the development of this study, the method used had a quantitative and descriptive approach. Most of the interviewees showed some knowledge about financial education, but the lack of planning and the facilities available for public agents to borrow and finance make many people, by impulse and false advantage, end up in debt, which compromises much of the income to pay off debts that could have been avoided. In light of these facts, verify the importance of economic education for their financial health and how much professionals as accountants might be useful to promote those concepts.